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NOTICE: The Farmers & Merchants Bank, Lonedell Branch will be temporarily closed for a period of time until construction repairs are completed. We anticipate the ATM to be operational during this time along with all of our other online and mobile access applications. All other branches remain accessible. We apologize for the inconvenience and thank you for your patience during this period.

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Mortgage Center

Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.

  1. Click Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed.
  3. A Farmers & Merchants Bank of St. Clair Loan Advisor will follow up to answer your questions.

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Our goal is to provide the highest level of service at competitive rates.

Still want to have personal assistance?

Our Loan Advisors are only a phone call away if you need help. Contact us at 636-629-2225.

Rate Watch

Sign up to have rates e-mailed to you. You may choose to have rates e-mailed to you when they reach your desired rate, or on a regular basis.

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Construction

Building your dream home does not have to be just a dream. We have construction loan programs that will make it a reality.

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Calculators

Unsure of which way to go? Use our mortgage calculators to help you make the right decision.

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Need Help?

636-629-2225
mortgagedept@fmb4banking.com